My Take on “The Millionaire Booklet” by Grant Cardone

November 20, 20256 min read

My Take on “The Millionaire Booklet” by Grant Cardone

A Simple, Powerful Roadmap to Becoming a Millionaire

I recently read The Millionaire Booklet by Grant Cardone, and I have to tell you — this little book is incredible. It’s only about 42 pages, I read it in a couple of hours, and it packs more clarity and direction into those 42 pages than most full-length personal finance books do in 300.

If you have any interest in becoming a millionaire — or even just learning how to change your financial status in life — this is a fantastic entry point. It’s actionable. It’s direct. And it lays out the path to wealth in a way that anyone can understand and actually use.

Grant breaks everything down into 10 simple chapters, each building on the one before it.
Below is my quick summary of each, along with my own perspective as a real estate investor and business coach.

You can also grab a copy for yourself at the following link, which, at the time of writing, is available for free - you just pay for the shipping: https://millionairebooklet.com/

You can also listen to my reading of the book on my YouTube channel here: Watch Now


Chapter-by-Chapter Breakdown

1. Getting Rich Is Not a Fantasy

Grant starts by attacking the belief that becoming a millionaire is unrealistic.
The truth? It’s more possible today than ever — but you have to open your mind to the possibility first. Limiting beliefs kill more dreams than circumstances ever will.

2. Where You Get Your Advice

This one hits hard because it’s so true:
Most people take financial advice from people who are not financially successful.
Where you get your advice determines your trajectory.
Choose mentors who have actually done what you want to do.

3. The Millionaire Decision

Wealth doesn’t happen by luck — it starts with a decision.
Not a “try,” not a “maybe,” but a full commitment.
This chapter reminds us that indecision is the enemy of success, and clarity creates momentum.

4. Millionaire Math

This chapter removes the mystery by showing you the math behind becoming a millionaire.
Reverse-engineering your goal makes the path real and attainable.
Income targets, activity levels, numbers… It’s all there.

5. Increase Income

You can only cut expenses so far — but your income has no ceiling.
Grant talks about expanding your earning power, taking on more responsibility, increasing your output, and thinking bigger.
This aligns perfectly with the coaching work I do: raise the target, increase the actions, expand the results.

Learn more about my 1-on-1 coaching here: 10X-Coach

6. Who’s Got My Money?

This chapter is about identifying your market.
The money you want is already out there — you just need to figure out who has it and how to offer them massive value.
This is foundational in sales, business, entrepreneurship, and investing.

7. Stay Broke

This doesn’t mean being irresponsible — it means keeping yourself motivated and refusing to sit on idle cash.
Wealthy people push money into assets, not into savings accounts.
Staying “broke” forces production and eliminates complacency.

8. Save to Invest, Don't Save to Save

You don’t save money just to save — you save money to invest.
Grant reinforces the importance of deploying capital into deals, not hoarding it.

👉 If you’ve ever considered getting into real estate investing, this is the moment where it really clicks.
Real estate is one of the most powerful vehicles for turning earned income into passive income.

If you want help getting your first (or next) cash-flowing real estate deal, I built a program specifically for this:
The 90-Day Cash Flow Accelerator
Learn More Here
I can walk you through exactly what to do, step by step.

9. Multiple Flows of Income

This is one of the biggest takeaways of the entire booklet.
Millionaires and billionaires don’t rely on one stream of income — they build multiple flows:

  • Active income

  • Sales income

  • Business income

  • Real estate cash flow

  • Passive investments

  • Equity deals

  • Side businesses

  • Digital income

If one flow slows down, the others keep you moving forward.
Diversification of income = stability, growth, and opportunity.

10. Repeat, Reinforce, and Hyperfocus

Repetition builds mastery.
Mastery builds momentum.
And momentum builds wealth.

Grant ends the booklet by telling you to repeat the fundamentals over and over, reinforce successful habits, and stay hyperfocused on the target.
It’s the long-game mindset that produces millionaires.


My Final Thoughts

The Millionaire Booklet is simple, powerful, and incredibly actionable.
If you want to think bigger, earn more, and take control of your financial future, this is a must-read.

I’ve read numerous business and wealth-building books over the years, and this one remains one of the clearest and most straightforward guides I’ve ever come across.


Get Your Copy (It’s Free — Just Pay Shipping)

At the time I’m writing this, you can get your own copy for free at:
👉 MillionaireBooklet.com
(Just pay the shipping.)


Watch My Chapter-by-Chapter Read-Through on YouTube

I recorded every chapter of the booklet along with some commentary and how I personally apply these principles in my coaching and investing journey.

👉 Watch the full playlist here:
Watch Now


And If You Want to Take This Even Further…

A huge part of this book is about saving to invest, thinking big, building multiple income streams, and getting into assets that pay you forever.

If you’ve ever thought about getting started in real estate, but didn’t know where to begin —
I built a program exactly for you.

🔥 The 90-Day Cash Flow Accelerator
Learn the exact system I used to build my portfolio — and the exact steps I teach my clients to build theirs.

Book a call with me and let’s talk about your goals.
Book-a-Call


Disclaimer: The Flow Authority makes no promise or guarantee of any results, money, success, or lifestyle from learning real estate investing strategies. The information provided in this blog is for educational and informational purposes only and should not be considered financial, legal, or professional advice. The views expressed in this blog are those of the author and do not necessarily reflect the official policies or positions of any organization, government agency, or financial institution. Any personal experiences shared are for illustrative purposes only and may not apply to every person’s situation. This information is general, not personal. Seek specific advice from a licensed professional for legal, financial, and business decisions. There are no typical results in real estate investing; every person, property, and transaction is unique. The information shared in this blog is believed to be truthful, accurate, legal, moral, and ethical, and is subject to change.

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